{"id":21197,"date":"2026-04-21T13:24:00","date_gmt":"2026-04-21T13:24:00","guid":{"rendered":"https:\/\/www.puroclean.com\/ann-arbor-mi\/?post_type=blog&#038;p=21197"},"modified":"2026-07-01T16:41:09","modified_gmt":"2026-07-01T16:41:09","slug":"tree-fell-on-house-ann-arbor","status":"publish","type":"blog","link":"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/tree-fell-on-house-ann-arbor\/","title":{"rendered":"Tree Fell on House Ann Arbor: What to Do, Who Pays, and How Restoration Works"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#phase-1-tree-fell-on-house-ann-arbor-safety-steps-first\">Phase 1: Tree Fell on House Ann Arbor, Safety Steps First<\/a><ul><\/ul><\/li><li><a href=\"#phase-2-documentation-do-this-before-anything-is-moved\">Phase 2: Documentation: Do This Before Anything Is Moved<\/a><\/li><li><a href=\"#phase-3-emergency-calls-three-calls-to-make-immediately\">Phase 3: Emergency Calls \u2014 Three Calls to Make Immediately<\/a><ul><\/ul><\/li><li><a href=\"#phase-4-who-pays-when-a-tree-fell-on-house-in-ann-arbor\">Phase 4: Who Pays When a Tree Fell on House in Ann Arbor?<\/a><\/li><li><a href=\"#phase-5-emergency-tarping-and-board-up-why-it-matters\">Phase 5: Emergency Tarping and Board-Up \u2014 Why It Matters<\/a><\/li><li><a href=\"#phase-6-hidden-damage-after-tree-fell-on-house-ann-arbor\">Phase 6: Hidden Damage After Tree Fell on House Ann Arbor<\/a><\/li><li><a href=\"#phase-7-restoration-timeline-tree-fell-on-house-ann-arbor\">Phase 7: Restoration Timeline \u2014 Tree Fell on House Ann Arbor<\/a><\/li><li><a href=\"#ann-arbor-tree-specific-context-the-april-2026-storm\">Ann Arbor Tree-Specific Context: The April 2026 Storm<\/a><\/li><li><a href=\"#puro-clean-of-ann-arbor-here-now-and-after-the-storm\">PuroClean of Ann Arbor: Here Now and After the Storm<\/a><\/li><li><a href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><li><a href=\"#related-post\">Related Post<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">When a tree fell on a house in Ann Arbor on April 15, 2026, it happened to hundreds of homeowners at once. Century-old oaks, maples, and elms \u2014 uprooted or snapped by the EF-1 tornado that cut through Washtenaw County overnight \u2014 came down across roofs, front porches, walls, and driveways on a scale that longtime Ann Arbor residents described as unlike anything they had seen in four decades.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If a tree fell on your house in Ann Arbor during this storm \u2014 or if you are reading this after any event where a tree has impacted your property \u2014 this is the complete guide to what happens next. From the first minutes after discovery through full restoration, it covers what to do, what not to do, who pays when the tree came from a neighbour&#8217;s yard, and exactly how professional storm damage restoration works.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a tree fell on house structures across Ann Arbor on April 15, the city received over 120 emergency calls before dawn. This post answers the questions every affected homeowner is asking right now.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you need help immediately, call PuroClean of Ann Arbor at <strong><a href=\"tel:+17349265900\" class=\"phone-link\">(734) 926-5900<\/a><\/strong>. We are responding to tree fell on house Ann Arbor calls across Washtenaw County 24 hours a day.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-1-tree-fell-on-house-ann-arbor-safety-steps-first\" class=\"wp-block-heading\">Phase 1: Tree Fell on House Ann Arbor, Safety Steps First<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first instinct when a tree fell on house in Ann Arbor is to go outside immediately and assess the damage. Resist that instinct until you have checked three critical safety conditions.<\/p>\n\n\n\n<h3 id=\"evacuate-if-there-is-structural-risk\" class=\"wp-block-heading\">Evacuate if there is structural risk<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If the tree has penetrated the roof into living space, if walls appear to be leaning or have shifted, or if you hear cracking or settlement sounds from the structure \u2014 evacuate everyone immediately. A compromised building can shift further without warning, particularly when a tree is partially supporting a damaged section of framing.<\/p>\n\n\n\n<h3 id=\"check-for-downed-power-lines\" class=\"wp-block-heading\">Check for downed power lines<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In the <a href=\"https:\/\/www.a2gov.org\/news\/posts\/ann-arbor-was-hit-hard-by-a-severe-storm-here-s-what-residents-should-know\/\" data-type=\"link\" data-id=\"https:\/\/www.a2gov.org\/news\/posts\/ann-arbor-was-hit-hard-by-a-severe-storm-here-s-what-residents-should-know\/\" target=\"_blank\" rel=\"noopener\">April 2026 storm<\/a>, power lines came down across numerous Ann Arbor streets. If a power line is on or near your property \u2014 including potentially in contact with the tree that fell on your house \u2014 stay inside or well clear of the area and call 911 and DTE Energy&#8217;s emergency line. Do not assume a line is de-energised because it is not sparking.<\/p>\n\n\n\n<h3 id=\"check-for-gas\" class=\"wp-block-heading\">Check for gas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you smell gas, leave immediately without operating any switches, and call Consumers Energy at <a href=\"tel:+18004775050\" class=\"phone-link\">800-477-5050<\/a> from outside.<\/p>\n\n\n\n<h3 id=\"shut-off-electricity-to-affected-areas\" class=\"wp-block-heading\">Shut off electricity to affected areas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If water is entering the home through a roof breach or broken window and you have electrical outlets, fixtures, or panels in the affected area, shut off the relevant circuits at your breaker panel before entering those spaces.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-2-documentation-do-this-before-anything-is-moved\" class=\"wp-block-heading\">Phase 2: Documentation: Do This Before Anything Is Moved<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once the scene is safe, document everything before touching anything. This is non-negotiable for insurance purposes and the quality of your documentation in the first 30 minutes after discovering the damage will directly affect the outcome of your claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What to photograph and video:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The tree in its current position \u2014 from multiple angles, showing clearly where it fell from, the direction it fell, and where it made contact<\/li>\n\n\n\n<li>The root ball or break point on the tree \u2014 this matters more than most homeowners realise. An intact root ball pulled from the ground indicates a healthy tree toppled by storm force. A decayed or hollow break point may raise questions about whether the tree was a known hazard, which affects both insurance coverage and liability questions<\/li>\n\n\n\n<li>Every point of contact between the tree and your structure \u2014 roof impact, wall contact, porch or overhang damage<\/li>\n\n\n\n<li>All interior damage visible from the rooms immediately below or adjacent to the impact<\/li>\n\n\n\n<li>Water entry points \u2014 where rain or storm water has already entered through the breach<\/li>\n\n\n\n<li>Any affected personal property in its current position<\/li>\n\n\n\n<li>The surrounding street and yard for context showing broader storm impact<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Record a video walkthrough<\/strong> narrating what you are seeing, including the date, time, and your address. This timestamped record is your strongest evidence for what conditions looked like before any restoration company or adjuster arrived.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-3-emergency-calls-three-calls-to-make-immediately\" class=\"wp-block-heading\">Phase 3: Emergency Calls \u2014 Three Calls to Make Immediately<\/h2>\n\n\n\n<h3 id=\"call-1-911-or-appropriate-emergency-services\" class=\"wp-block-heading\">Call 1: 911 or appropriate emergency services<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If there are life-safety issues \u2014 injuries, gas leak, live power lines, imminent structural collapse \u2014 call 911 first.<\/p>\n\n\n\n<h3 id=\"call-2-puro-clean-of-ann-arbor-734-926-5900\" class=\"wp-block-heading\">Call 2: PuroClean of Ann Arbor \u2014 <a href=\"tel:+17349265900\" class=\"phone-link\">(734) 926-5900<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Call a professional restoration company before you call your insurance company. Here is why: your insurance company will want to know that you took immediate steps to prevent further damage \u2014 this is a standard policy requirement. Emergency tarping of a breached roof and boarding of broken windows is that step. A restoration company can be on-site within 45 to 60 minutes and complete temporary protection the same visit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a tree fell on house structures across Ann Arbor on April 15, every unprotected hour expanded the water damage scope significantly. April in Michigan means the next rain event may be days away \u2014 or hours. Every tree fell on house Ann Arbor case we respond to confirms the same pattern: roofs protected within 24 hours have dramatically smaller restoration scopes than those left open.<\/p>\n\n\n\n<h3 id=\"call-3-your-insurance-company\" class=\"wp-block-heading\">Call 3: Your insurance company<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After emergency protection is underway, contact your insurance company to open a claim. Provide your policy number, describe the damage as storm damage from a falling tree, and request a claim number. Ask when an adjuster can visit \u2014 and communicate that temporary emergency protection is in progress.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-4-who-pays-when-a-tree-fell-on-house-in-ann-arbor\" class=\"wp-block-heading\">Phase 4: Who Pays When a Tree Fell on House in Ann Arbor?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is the question that creates the most confusion for every tree fell on house Ann Arbor situation, and the answer is consistent across Michigan and most of the United States:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>If a storm caused the tree to fall, your homeowners insurance covers the damage to your property \u2014 regardless of whose tree it was.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This includes the most common Ann Arbor scenario from the April 2026 storm: a neighbour&#8217;s tree, uprooted by tornado winds, fell across your roof. Your insurer covers your damage. Your neighbour&#8217;s insurer is not responsible \u2014 and your neighbour is not personally liable \u2014 for a healthy tree that fell as a result of a catastrophic weather event.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The exception: known hazards.<\/strong> If a tree was visibly dead, severely diseased, or structurally compromised \u2014 and the tree&#8217;s owner was aware of the condition but failed to address it \u2014 there may be a negligence argument. This is the scenario where a neighbour&#8217;s dead ash tree that had been a known concern falls on your house. In that case, your insurer may pursue subrogation (recover costs from the at-fault party&#8217;s insurer). But you still file with your own insurer first and let the insurers handle the liability question between themselves.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What your standard Michigan homeowners policy typically covers:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Structural damage from the tree impact itself (roof, walls, framing, siding)<\/li>\n\n\n\n<li>Interior water damage resulting from the breach the tree created<\/li>\n\n\n\n<li>Tree removal costs \u2014 when the tree struck and damaged a structure or blocked access to your home. Note: most policies cap tree removal coverage at around $500 per tree<\/li>\n\n\n\n<li>Damaged personal property inside the affected area<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What is typically not covered:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Trees that fell in your yard but did not contact a structure or block access<\/li>\n\n\n\n<li>Replacement of the trees themselves (coverage for trees is limited and not standard)<\/li>\n\n\n\n<li>Pre-existing conditions that the tree impact happened to expose<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-5-emergency-tarping-and-board-up-why-it-matters\" class=\"wp-block-heading\">Phase 5: Emergency Tarping and Board-Up \u2014 Why It Matters<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In every tree fell on house Ann Arbor scenario, the immediate threat shifts the moment the tree stops moving: rain and water intrusion through the breach the tree created.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A roof opening \u2014 even a relatively small one from a large limb \u2014 can admit dozens of gallons of water per hour in moderate rain. That water follows the path of least resistance through roofing layers, attic insulation, ceiling drywall, and into wall cavities. Within 24 to 48 hours, the water intrusion from an unprotected breach can create mold conditions throughout a large portion of the attic and the rooms below.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Professional emergency tarping installs weatherproof barriers over the full affected area \u2014 not just the visible penetration point, but across the broader area where displaced roofing, cracked underlayment, and failed flashing may allow additional entry. This is not a cosmetic or superficial step; it is the difference between a contained restoration project and a much larger claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PuroClean of Ann Arbor provides emergency tarping and board-up as the first step of our response to any tree impact event. We assess the full extent of the exterior breach before tarping to ensure complete coverage, and we provide your insurance company with photographic documentation of the breach before and after temporary protection.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-6-hidden-damage-after-tree-fell-on-house-ann-arbor\" class=\"wp-block-heading\">Phase 6: Hidden Damage After Tree Fell on House Ann Arbor<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The visible impact point when a tree fell on house in Ann Arbor is rarely the complete picture of what the structure has sustained. Professional assessment consistently reveals damage not obvious from ground level or from inside the attic.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Structural loading damage.<\/strong> When a large tree limb lands on a roof \u2014 even without fully penetrating it \u2014 the impact load can crack roof rafters, separate ridge board connections, snap collar ties, and displace ridge beams. These are structural damages that affect the integrity of your roof system and need to be repaired before the structure is sound. They are not visible without a proper structural assessment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Water migration beyond the impact zone.<\/strong> Water that entered through the breach during the storm has already begun migrating along roofing layers, insulation, and framing. By the time a homeowner notices staining on an interior ceiling, the moisture that created it may have been in the structure for hours or days. Professional moisture mapping with thermal imaging identifies the full extent of this migration before it creates mold.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Secondary impact damage.<\/strong> In the April 2026 Ann Arbor tornado, many homes sustained multiple impacts \u2014 trees, branches, and wind-borne debris from multiple directions in a short window. Each additional impact point is a potential water entry source. A thorough exterior inspection identifies all of them, not just the primary tree strike.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"phase-7-restoration-timeline-tree-fell-on-house-ann-arbor\" class=\"wp-block-heading\">Phase 7: Restoration Timeline \u2014 Tree Fell on House Ann Arbor<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the full restoration process after a tree fell on house in Ann Arbor helps set realistic expectations and communicate effectively with your insurance company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Day 1 (emergency response):<\/strong> Safety assessment \u2192 documentation \u2192 temporary tarping and board-up \u2192 insurance contact \u2192 professional moisture assessment<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Days 1\u20135 (if water entered):<\/strong> Professional drying with industrial air movers and dehumidifiers if moisture entered through the breach. Drying equipment runs continuously and is monitored daily. <a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/how-long-does-water-damage-restoration-take\/\">See the full drying timeline guide<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Days 1\u20135 (tree removal):<\/strong> Coordinated tree removal by a certified arborist, timed to avoid causing additional structural damage during extraction. Large trees bearing weight against a compromised roof section need to be removed in a controlled sequence by professionals \u2014 premature cutting can cause a supported section of damaged roof to drop suddenly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Days 3\u201310 (adjuster visit and scope approval):<\/strong> Insurance adjuster inspects the property. PuroClean of Ann Arbor can attend this visit to present our documentation and ensure hidden moisture damage and structural loading effects are included in the approved scope.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Weeks 2\u20138+ (reconstruction):<\/strong> Roof repair or replacement, structural framing repairs, siding, windows, interior drywall, flooring, and finishing \u2014 in sequence as the scope requires. Following a major storm event like the April 2026 tornado, contractor availability across Ann Arbor will be significantly compressed. Engaging restoration professionals early matters.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"ann-arbor-tree-specific-context-the-april-2026-storm\" class=\"wp-block-heading\">Ann Arbor Tree-Specific Context: The April 2026 Storm<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The April 2026 EF-1 tornado&#8217;s documented path moved from near Jackson Avenue and I-94, southeast through Veterans Memorial Park, through Virginia Park, and lifted near W. William Street and 4th Street \u2014 with confirmed EF-1 damage including &#8220;numerous uprooted and snapped trees&#8221; according to the National Weather Service assessment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ann Arbor&#8217;s urban forest is characterised by large, mature trees \u2014 oaks, maples, elms, and others \u2014 in the historic residential neighbourhoods near campus. These trees are part of what makes these neighbourhoods beautiful, and they are also what made the April 2026 storm so damaging to residential properties. A mature oak in the Burns Park neighbourhood or on Cambridge Drive that stood for 100 years carries significantly more mass than a younger suburban tree, and its failure in a 110 mph wind event creates a proportionally larger impact on whatever it lands on.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your property is in one of Ann Arbor&#8217;s older, tree-lined neighbourhoods and a tree fell on house structures near yours in the April 2026 storm \u2014 or if a tree fell on house property you own directly \u2014 the probability of structural and moisture damage extending beyond the obvious impact point is higher than for a typical small-tree event. A professional tree fell on house Ann Arbor assessment is the right first step.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"puro-clean-of-ann-arbor-here-now-and-after-the-storm\" class=\"wp-block-heading\">PuroClean of Ann Arbor: Here Now and After the Storm<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PuroClean of Ann Arbor is actively responding to tree fall and storm damage restoration calls across Ann Arbor, Ypsilanti, Plymouth, Saline, Dexter, and all of Washtenaw County following the April 15, 2026 EF-1 tornado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our IICRC-certified team provides:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency tarping and board-up within 45 to 60 minutes<\/li>\n\n\n\n<li>Complete moisture assessment with thermal imaging and moisture mapping<\/li>\n\n\n\n<li>Water extraction and professional drying if water has entered<\/li>\n\n\n\n<li>Full documentation for your insurance adjuster<\/li>\n\n\n\n<li>Direct adjuster coordination and claim support<\/li>\n\n\n\n<li>Reconstruction coordination from drying through final repairs<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Call <a href=\"tel:+17349265900\" class=\"phone-link\">(734) 926-5900<\/a> \u2014 24 hours a day, 7 days a week.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Act now. Following a major storm event, Ann Arbor&#8217;s professional restoration resources will be in high demand. Homeowners who engage in the first 48 to 72 hours protect themselves from secondary damage, get better documentation, and receive faster timelines.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 id=\"frequently-asked-questions\" class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A tree from my neighbour&#8217;s yard fell on my house in Ann Arbor during the April storm. Who pays?<\/strong> This is the most common tree fell on house Ann Arbor insurance question after the April 2026 storm. In Michigan, when a storm causes a healthy tree to fall \u2014 an act of nature \u2014 your homeowners insurance covers your damage regardless of where the tree was rooted. File with your own insurer. If the tree was in a known hazardous condition and your neighbour was aware of it, there may be a negligence question \u2014 but this is resolved between insurers, not between you and your neighbour directly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The tree fell in my yard but didn&#8217;t hit my house. Is removal covered?<\/strong> Only partially, and sometimes not at all. Standard homeowners policies typically cover tree removal costs only when the tree struck a covered structure or is blocking access to your home (such as landing across your driveway or blocking a main doorway). If it fell in the yard without hitting anything, removal is generally an out-of-pocket expense. Most policies cap tree removal coverage at approximately $500 per tree even when removal is covered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>There are several trees down on my property. Should I try to remove them myself?<\/strong> For small branches and debris that are clearly not bearing weight against any structure or power line, basic cleanup is fine with appropriate caution. For any tree that is in contact with your house, resting against a fence or structure, near power lines, or that is too large to safely handle \u2014 call a professional arborist. In the aftermath of the April 2026 tornado, several Ann Arbor homeowners attempting DIY tree removal created additional structural damage by cutting a tree that was bearing load against a damaged section of roof. The sequence of removal matters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Do I need to wait for the adjuster before I put a tarp on my roof?<\/strong> No. Temporary protective measures to prevent further damage are both expected and required by most policies. You should document the damage thoroughly before any tarping, so the adjuster has full photographic evidence of the breach. But do not wait for the adjuster before protecting an open roof \u2014 the obligation to mitigate further damage is a standard policy requirement, and failing to protect an open breach creates an avoidable additional claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How do I know if my roof sustained structural damage beyond what I can see?<\/strong> You often can&#8217;t \u2014 without professional assessment. A visible hole in your ceiling drywall is the end result of a process that began with structural framing disruption, moisture migration through insulation, and saturation of drywall above. PuroClean of Ann Arbor&#8217;s assessment team uses thermal imaging and moisture meters to identify moisture and structural damage that is not visible during a standard walkthrough.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p class=\"wp-block-paragraph\"><em>PuroClean of Ann Arbor provides 24\/7 emergency storm damage and tree impact restoration for homeowners across Ann Arbor, Ypsilanti, Plymouth, Saline, Dexter, Brighton, Howell, and all of Washtenaw and Livingston County. Call <a href=\"tel:+17349265900\" class=\"phone-link\">(734) 926-5900<\/a> any time.<\/em><\/p>\n\n\n\n<h2 id=\"related-post\" class=\"wp-block-heading\">Related Post<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/ann-arbor-tornado-hidden-damage-two-weeks\/\">https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/ann-arbor-tornado-hidden-damage-two-weeks\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/commercial-roof-storm-damage-in-ann-arbor-mi\/\">https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/commercial-roof-storm-damage-in-ann-arbor-mi\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/can-you-stay-in-your-home-during-mold-remediation-what-ann-arbor-homeowners-should-expect\/\">https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/can-you-stay-in-your-home-during-mold-remediation-what-ann-arbor-homeowners-should-expect\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/water-damage-restoration-in-saline-mi\/\">https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/water-damage-restoration-in-saline-mi\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/10-questions-to-ask-before-hiring-a-restoration-company-in-ann-arbor-mi\/\">https:\/\/www.puroclean.com\/ann-arbor-mi\/blog\/10-questions-to-ask-before-hiring-a-restoration-company-in-ann-arbor-mi\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When a tree fell on a house in Ann Arbor on April 15, 2026, it happened to hundreds of homeowners at once. Century-old oaks, maples, and elms \u2014 uprooted or<\/p>\n","protected":false},"author":625,"featured_media":21191,"template":"","blog-category":[],"class_list":["post-21197","blog","type-blog","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/blog\/21197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/users\/625"}],"version-history":[{"count":2,"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/blog\/21197\/revisions"}],"predecessor-version":[{"id":21398,"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/blog\/21197\/revisions\/21398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/media\/21191"}],"wp:attachment":[{"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/media?parent=21197"}],"wp:term":[{"taxonomy":"blog-category","embeddable":true,"href":"https:\/\/www.puroclean.com\/ann-arbor-mi\/wp-json\/wp\/v2\/blog-category?post=21197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}