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The Complete Guide on What to Do After a House Fire in Centennial, Colorado

Fire Restoration

Every year, there are nearly 347,000 house fires. These fires cause over $7.3 billion in property damage and over 2,600 civilian deaths. House fires can be incredibly dangerous and if your home has been damaged as a result of a fire, you may be overwhelmed with what to do after a house fire. 

Once the fire department is gone, you likely have a giant mess to clean up, both figuratively and literally. You’ll need to work with insurance adjusters, clean-up crews, and contractors to get your home restored. The clean-up process is best left to the professionals, as cleaning up after a house fire is not as simple as cleaning your house normally.

PuroClean in Centennial can help you restore anything that is salvageable and get your property ready for you to return. To make this process go smoothly, there are some things that you should do after a house fire. Read on to learn more. 

Contact Your Insurance Company 

As soon as you are safe and are able, contact your homeowner’s insurance company or your insurance agent to begin the insurance claim process. They will want information about the date and time of the fire, the location, the cause, a general idea of how much damage occurred, and other relevant information. 

Your local fire department will issue a fire report that will contain much of this information, and your insurance adjuster will need a copy of this. Once you start the claim process, your insurance company will send an insurance adjuster to assess the damage. 

Take Pictures and Videos 

what to do after a house fire

Once the fire department tells you that it is safe for you to return to your home, take some time to document the fire and damage with pictures and video. This will help you put a value on the lost or damaged property from the fire. However, it may not be safe for you to go into your home at all, so heed the fire department’s directions when it comes to when you can return if at all. 

You may be limited to pictures and videos of the outside, as the structure might be unstable and unsafe for you to enter. If this is the case, your home may be considered a total loss. 

Don’t throw anything away. As you start to clean and restore your home, you may need to provide proof that the items were damaged and replaced. Be sure you check with your insurance adjuster before discarding anything. Don’t forget to keep receipts for anything that is replaced. 

You might also be surprised at how many things a professional restoration company can bring back to life, so don’t assume that everything must be thrown in the trash. 

Find Temporary Housing

It’s likely that your home is uninhabitable until you can get a fire restoration company to clean and assess it. Even if the fire department allows you to return, the home will likely stink of smoke and be covered in soot and water. 

If you don’t have family or friends to stay with, your insurance company will typically reimburse you (or provide a voucher) for a hotel. If you need longer-term housing while your home is rebuilt after a fire, you may need to secure a short-term lease at a rental property or an extended-stay hotel. Check with your adjuster to see if there is a limit on how much they will pay for temporary housing. 

Complete Your Insurance Claim 

Once you receive your fire report and have information about what was lost and damaged in the fire, you can complete your insurance claim. Attach all of your supporting documents (including the pictures and videos, receipts for any out-of-pocket expenses, such as temporary housing and clean-up) and make sure that you are satisfied before you submit the claim. 

It will be hard to go back and dispute things later if you initially agree to a claim amount. You cannot ask for more later once you agree on an amount with your insurance company, sign, and accept payment. 

Seek Fire and Water Restoration 

Don’t try to clean your home by yourself. You need professional fire restoration services. Professional restoration services have the proper equipment and products to clean your home, restore damaged property, get rid of the smoke odor, and prevent mold from growing. 

You will need to have your home fully cleaned and dried to prevent mold issues and to remove all areas damaged by smoke. Don’t do anything or replace anything until you have permission from your homeowner’s insurance company. You don’t want to spend money out of your pocket and then find out that you will not be reimbursed. 

Contact Your Utility Companies

Many utility companies will temporarily shut off services, especially electric and gas, after a fire. Once you are sure it is safe to return to the home, you will need the utility companies to come out to your home to turn them back on.

Do You Know What to Do After a House Fire?

It may seem overwhelming trying to figure out what to do after a house fire. You are trying to put your home and life back together, all while the other aspects of your life, such as work and school, are going on around you. 

Luckily, a professional restoration company like PuroClean Certified Restoration Specialists can help you clean and restore your Centennial home damaged by a fire. Contact us today for a quote. 

Last edited on 18th of May 2022

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