Experiencing a house fire is one of the most devastating events a New Jersey homeowner can face. Beyond the obvious physical destruction, the emotional toll—shock, fear, and confusion—can make it incredibly difficult to think clearly about next steps. But once the flames are extinguished and the immediate danger has passed, what you do in the hours and days that follow can significantly impact your safety, recovery, and financial outcome.
At PuroClean of Chester, we understand how overwhelming this moment can be. That’s why we’ve created this guide on what to do after a house fire, based on years of experience helping families and property owners recover. Whether your home suffered minor smoke damage or was completely gutted, the steps outlined below will help you regain control and begin the restoration process.
Step 1: Ensure Safety First
Leave the Property Until Cleared by Authorities
The first and most important rule after a house fire: do not re-enter your home until the fire department gives you clearance. Even if the flames are out, hidden dangers like hot spots, weakened structures, or residual smoke may remain. Your safety and that of your family must come first.
Watch for Hidden Dangers
Fire can compromise the structural integrity of walls, floors, and ceilings. Electrical systems may have been damaged, increasing the risk of electrocution or re-ignition. Toxic fumes from burned materials can linger in the air, especially if ventilation is poor.
Knowing what to do after a house fire begins with staying out of the danger zone. Let emergency personnel do their jobs, and don’t return to the property until you receive official permission.
Step 2: Contact Emergency Services and Insurance
Call 911 or the Local Fire Department
If you’re still in the immediate aftermath of the fire and haven’t already done so, call 911 to report the incident. Firefighters may need to return to monitor hot spots, and an official report will be essential for your insurance claim.
Notify Your Insurance Company ASAP
One of the most critical steps in what to do after a house fire is contacting your homeowners insurance provider. Start the claims process as soon as possible. Provide them with:
- Your policy number
- The address of the affected property
- A basic summary of the incident
- Contact information where they can reach you
Ask about temporary housing coverage, emergency assistance, and the claim submission process. Keep detailed records of all conversations and paperwork.
Step 3: Document the Damage
Take Photos and Videos
Once it’s safe to enter your home, begin documenting the damage. Take wide-angle and close-up photos of every affected area, including ceilings, walls, flooring, appliances, and personal belongings. Don’t throw anything away until your insurance adjuster has seen the damage or given you permission.

List Lost or Damaged Items
Prepare a detailed inventory of damaged or destroyed items. Include descriptions, estimated value, purchase dates, and receipts if available. This list will be a key component of your insurance claim.
At PuroClean of Chester, we often see insurance disputes delayed due to incomplete documentation. Taking the time to capture clear, organized evidence will protect your rights and speed up the claims process.
Remember, when asking yourself what to do after a house fire, detailed documentation is your financial safety net.
Step 4: Secure the Property
Board Up Broken Windows and Doors
Vacant, fire-damaged homes are especially vulnerable to theft and additional damage. Broken windows and doors should be boarded up immediately to keep out intruders, animals, and weather elements.
Fire damage can also leave parts of your home exposed to rain or snow, compounding the destruction. Emergency board-up and roof tarping services are essential in protecting what’s left of your structure.

Prevent Vandalism and Weather Damage
Securing the property is more than just physical protection—it’s also a requirement by most insurance companies. Failing to take reasonable steps to mitigate further damage can hurt your chances of receiving full compensation.
If you’re unsure how to do this safely, PuroClean of Chester can help. Our team offers 24/7 emergency response, including structural board-ups, debris removal, and temporary weatherproofing.
Knowing what to do after a house fire includes taking action to stop additional loss. The sooner the site is secured, the better.
Step 5: Call a Professional Restoration Service
Why Professional Cleanup Matters
Fire damage isn’t limited to what you can see. Soot, smoke, and toxic residue can penetrate drywall, ductwork, and flooring, causing ongoing health risks. Improper cleanup can lead to respiratory issues, persistent odors, and long-term structural problems.
This is why hiring certified fire damage restoration experts is critical. Professionals like PuroClean of Chester use industry-grade equipment and proven techniques to:
- Remove smoke residue and soot
- Eliminate hazardous odors
- Sanitize affected surfaces
- Prevent mold growth caused by water used to extinguish the fire
How PuroClean Can Help
At PuroClean of Chester, we specialize in post-fire recovery and work directly with your insurance company to streamline the process. Our team provides:
- 24/7 emergency response
- Fire and smoke cleanup
- Structural drying and deodorization
- Contents cleaning and inventory management
- Full property reconstruction services
We understand that what to do after a house fire isn’t just about cleanup—it’s about giving homeowners peace of mind during one of the most stressful times of their lives. Our compassionate, experienced professionals are here to help you reclaim your home and your sense of normalcy.
Call to Action
Knowing what to do after a house fire can feel overwhelming, especially in the emotional aftermath of such a traumatic event. But with a clear plan in place and trusted professionals by your side, recovery is not only possible—it’s manageable.
Quick Post-Fire Checklist for New Jersey Homeowners:
- Ensure safety – Don’t re-enter the property until cleared.
- Contact authorities and insurance – Report the fire and start the claims process.
- Document the damage – Take photos and list damaged belongings.
- Secure the property – Prevent theft and weather-related damage.
- Call a professional – Let experts like PuroClean handle cleanup and restoration.

To help homeowners prepare, PuroClean of Chester recommends the U.S. Fire Administration’s free guide, “After the Fire” (PDF), which covers essential steps for recovery, including emergency contacts, insurance claims, health precautions, and safety tips following a house fire.
If you’ve experienced a fire and need help right now—or want to be prepared for the future—contact PuroClean of Chester at (973) 988-5588. Our team is on-call 24/7 to respond quickly, assess your situation, and start the restoration process immediately.
At PuroClean of Chester, we are dedicated to helping you rebuild with respect and care for your personal belongings and property in Chester, Hackettstown, Washington, Budd Lake, Flanders, Long Valley, Readington Township, Hopatcong, Bernardsville, Wharton, Warren County, Morris County, and surrounding areas.
When the smoke clears, we’re the name New Jersey homeowners trust.