Will my insurance cover crime scene cleanup?

Insurance policies have many variables, while Crime Scene or Biohazard cleanup is often covered it is very important that you consult your insurance broker or agent to determine your specific coverages.

What is Biohazard?

Biohazards are any biological contaminants such as those found in sewage, mold, or any viral or bacterial contamination such as MRSA. Biohazards also include toxins found in decaying organisms, as well as bodily fluids.

Why can’t I clean up biohazard myself?

When a biohazard occurs, professionals are needed to clean and disinfect as improper treatment can spread contamination and lead to illness or life-threatening conditions.

What does BBP mean?

Bloodborne pathogens (BBPs), as defined by the Occupational Safety and Health Administration (OSHA), means pathogenic microorganisms that are present in human blood and can cause disease in humans. These pathogens include, but are not limited to, hepatitis B virus (HBV) and human immunodeficiency virus (HIV).

Is blood a biohazard?

Blood itself is not a biohazard, it’s what may be in the blood that is potentially hazardous, such as bloodborne pathogens (BBPs) or infectious microorganisms, that can cause diseases.

Will my insurance cover crime scene cleanup?

Most homeowners insurance will cover crime scene (biohazard) cleanup. We recommend that you consult your insurance agent/carrier to find out if you can make a claim for your particular circumstance.

Is blood a biohazard?

Blood itself is not a biohazard, it’s what may be in the blood that is potentially hazardous, such as bloodborne pathogens (BBPs) or infectious microorganisms, that can cause diseases.

What does BBP mean?

Bloodborne pathogens (BBPs), as defined by the Occupational Safety and Health Administration (OSHA), means pathogenic microorganisms that are present in human blood and can cause disease in humans. These pathogens include, but are not limited to, hepatitis B virus (HBV) and human immunodeficiency virus (HIV).

Why can’t I clean up biohazard myself?

When a biohazard occurs, professionals are needed to clean and disinfect as improper treatment can spread contamination and lead to illness or life-threatening conditions.

What is Biohazard?

Biohazards are any biological contaminants such as those found in sewage, mold, or any viral or bacterial contamination such as MRSA. Biohazards also include toxins found in decaying organisms, as well as bodily fluids.