Life happens fast. One minute you’re sipping coffee in the kitchen, and the next you’re standing in a flood of water from a burst pipe. Of course, your insurance policy will probably cover most of the damage. But what if you want to make some much-needed updates during the reconstruction?
In this scenario, the kitchen will be under construction anyway. Now’s clearly the best time to make those dream-home plans a reality. But insurance won’t be enough to cover the upgrades you want and it won’t cover remodeling the adjacent areas that weren’t part of the claim. A mold restoration loan is something that can be useful in such case.
What to do?
Don’t worry! At PuroClean of Wellington, we offer financing solutions to help make the best of a bad situation. You could check all your boxes and benefit from predictable monthly payments and not even have to tap into your home’s equity. 1
It’s easy to get pre-qualified and estimate payments! We even offer 0% APR financing for those who qualify. 2
To see your personalized options and get started, just click for details.
Hearth and its financial products are not associated with PuroSystems, LLC, PuroClean, or PuroClean of Wellington. Clicking here will open a separate window to the third party site.
So how does it all work?
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as little as 24 hours.
Projects vary in scope and size. When you’ve got your plans together and are ready to schedule the work, give us a call to schedule.
Personal loans found on Hearth have fixed rates and terms. You’ll know exactly what your monthly payments are upfront.
You can pay off the loan early with no additional fees.
Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a14 month 0% APR introductory period.
Installment loans have predictable monthly payments and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below but may receive options with lower or higher APRs.
|Credit range||Pre-qualification rate *||Est. APR range **||Loan amount||Loan term ***||Lending partners|
700 – 850 FICO
|88%||4.99% – 15.24%||$1,000 – $100,000||2 – 12 years||8|
640 – 700 FICO
|64%||15.85% – 29.09%||$1,000 – $100,000||1 – 7 years||8|
below 640 FICO
|37%||22.48% – 34.70%||$1,000 – $50,000||1 – 5 years||5|
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.
1 All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
2 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
3 Funding can be as soon as 24 hours and takes 3-5 days on average.
* For each self-reported credit score range, the pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
** For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles.
*** For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.