Together we have survived snow storms in January, the high waters in Lake Champlain causing flooding, the Montpelier flood in May and my favorite Aunt Irene came to visit in August. What a year we have had, and together as a team we took care of everyone. You and your team are a great group of people and I thank you for all your hard work and taking care of our clients with your professional manner and honesty! Darrel, that means a great deal to me knowing you are out there to help people and treat them fairly.