Roof Damage from Storm: 8 things to do (Expert Advice)

Storms can wreak havoc on your home, and one of the most vulnerable areas is your roof. High winds, heavy rain, hail, and falling debris can cause significant damage, leading to leaks, structural issues, and costly repairs if not addressed promptly. Knowing what to do after a storm can save you time, money, and stress.

What to Do After Roof Damage from Storm

In this guide, we’ll walk you through the immediate steps to take after a storm, how to assess roof damage, when to call a professional, and how to handle insurance claims.

1. Stay Safe After the Storm

Before inspecting your roof, prioritize safety:

• Avoid going outside during the storm. Wait until the weather has completely passed.
• Watch for downed power lines and avoid standing water near electrical sources.
• Be cautious when walking around your property. Debris, broken glass, and slippery surfaces can be hazardous.
• Do not climb onto your roof immediately. Wet roofs are slippery, and damaged structures may be unstable.

2. Conduct a Preliminary Inspection (From the Ground)

Before calling a professional, you can perform a visual inspection from the ground or through windows using binoculars. Look for:

• Missing, cracked, or curled shingles
• Dented or damaged gutters and downspouts
• Piles of granules in gutters (a sign of shingle wear)
• Visible holes or punctures in the roof
• Sagging or uneven roof lines (indicating structural damage)
• Loose or missing flashing around chimneys, vents, and skylights
• If you notice any of these signs, your roof may have sustained damage.

3. Check for Interior Signs of Roof Damage

Sometimes, roof damage isn’t visible from the outside. Inspect your attic and ceilings for:

• Water stains or dripping water
• Mold or mildew growth
• Daylight coming through the roof boards
• Musty odors (indicating trapped moisture)

If you find any leaks, place buckets to catch water and move valuables away from the affected area.

4. Document the Damage for Insurance Claims

If your roof has been damaged, you’ll need proof for your insurance company. Here’s how to document it properly:

• Take clear photos and videos of all damage (both inside and outside).
• Make a detailed list of affected areas, including shingles, gutters, and interior water damage.
• Keep receipts for any temporary repairs (like tarps or plywood).

Insurance companies often require thorough documentation before approving a claim, so the more evidence you have, the better.

5. Make Temporary Repairs (If Safe to Do So)

If your roof has minor damage but a major repair isn’t immediately possible, take these temporary measures:

• Cover leaks with a waterproof tarp (secured with nails or sandbags).
• Clear debris from gutters to prevent water backup.
• Use roofing cement to seal small cracks or holes (for short-term fixes).

⚠️ Important: Only attempt temporary repairs if it’s safe. If the damage is severe, wait for a professional.

6. Contact a Licensed Roofing Contractor

While you can spot some damage yourself, a professional roofer can identify hidden issues. Here’s how to choose the right contractor:

• Look for licensed, insured, and local roofers (avoid storm chasers who pressure you into quick repairs).
• Check reviews and ask for references.
• Get multiple estimates before committing to a repair.
• Ask about warranties on materials and labor.

A reputable roofer will provide a detailed inspection report, which is crucial for insurance claims.

7. File an Insurance Claim (If Applicable)

If the roof damage from storm is covered by your homeowner’s insurance, follow these steps:

• Review your policy to understand coverage limits and deductibles.
• Contact your insurance company ASAP—many have time limits for storm damage claims.
• Provide all documentation (photos, videos, contractor reports).
• Meet with the insurance adjuster (consider having your roofer present).
• Get repair estimates from licensed contractors.

⚠️ Warning: Be wary of contractors who promise to “handle everything” with your insurance—this can sometimes lead to fraud. Always communicate directly with your insurer.

8. Prevent Future Roof Damage from storm

Once your roof is repaired, take proactive steps to minimize future storm damage:

• Schedule regular roof inspections (especially before storm season).
• Trim overhanging tree branches that could fall during high winds.
• Ensure proper attic ventilation to prevent ice dams in winter.
• Consider impact-resistant shingles if you live in a hail-prone area.

Final Thoughts

Roof damage from storm can be stressful, but taking quick, informed action can prevent further issues. Remember:

✅ Prioritize safety first.
✅ Document all damage thoroughly.
✅ Hire a trusted roofing professional.
✅ Work closely with your insurance company.

If you suspect roof damage from storm, don’t wait—small leaks can lead to major problems like mold, rot, and structural damage. Act fast to protect your home and your investment.

Need Help with Storm Damage Repair?

If you’re in Maine, and you had a water or storm damage, contact Us for a free Water damage inspection. Our licensed professionals will assess the damage and help you navigate insurance claims. Call us today at (207) 531-1200 or visit our contact us page.

Note: We do not offer roof repair.

By following these expert tips, you can handle roof damage efficiently and ensure your home stays safe and secure after a storm. Stay prepared, and don’t hesitate to seek professional help when needed!