Foundation Water Damage: What It Means for Your Home and Insurance Coverage

Water near your foundation is more than just a nuisance. It can cause serious damage to your home, from basement flooding to structural weakening. At PuroClean of Lakeville, we help homeowners act fast to prevent long term damage — and we work directly with your insurance company to make the process as smooth as possible.

What Causes Foundation Water Damage

Water damage around the foundation can be caused by a variety of factors, including:

• Poor drainage and clogged gutters
• Grading that slopes toward the house
• Heavy rains or snowmelt
• Cracked foundation walls or floors
• Overflowing window wells

Over time, this water can seep into basements or crawl spaces, cause mold growth, and weaken your home’s structure.

Is It Covered by Insurance

Foundation water damage may or may not be covered by insurance depending on the source.

Often covered:

• Sudden water intrusion from a burst pipe
• Storm related damage if you have the right endorsements
• Sewer backup with additional coverage

Often not covered:

• Ground water seepage over time
• Poor maintenance or neglect
• Damage from lack of waterproofing or proper drainage

At PuroClean of Lakeville, we assess the damage, document the findings, and help you work with your insurance adjuster.

What You Can Do Right Now

• Walk around your foundation and check for standing water
• Look for cracks in basement walls or floors
• Make sure your gutters and downspouts are clear
• Keep water flowing away from the house
• Call PuroClean of Lakeville to inspect any concerns

Our team uses advanced technology and expert techniques to stop water damage in its tracks.

Areas We Proudly Serve

PuroClean of Lakeville proudly serves the following communities:

Lakeville

Eagan

Savage

Saint Paul

Wayzata

Owatonna

Shakopee

Woodbury

Prior Lake

Twin Cities

Chaska

Credit River

Eden Prairie

Hudson Wisconsin

Cottage Grove

Hastings

Elko New Market

Stillwater

Apple Valley

Cannon Falls

If you’re dealing with water near your foundation or need help understanding your insurance coverage, trust the professionals at PuroClean of Lakeville.